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3 Beds
2 Baths
1,566 sqft

$895,000

470 Las Vegas Street, Morro Bay CA, 93442

Price per sqft$571.52
Built in1986
Property size1,566 sqft
Property typeResidential
Listed by Mike Fletes CA DRE# 01917304 with Romeo Echo USA 805-813-2535

Overview

Active

Listed Jun 17, 2026

Updated 14h ago

Rare VA assumable loan at just 3.625% interest! Qualified buyers, veteran or non-veteran, may assume the seller's existing VA loan with an approximate balance of $536,000, a rare opportunity in today's market that makes owning near the ocean more attainable than ever. Enjoy breathtaking views of iconic Morro Rock and the Pacific Ocean from this 3 bedroom, 2 bathroom coastal home offering 1,566 square feet of living space on a 4,626 square foot lot. Start your mornings with coffee on the wrap around porch and unwind in the evenings with sunset views over the ocean. Inside, the functional layout features natural light, inviting living spaces and plenty of potential to update and personalize. The backyard offers room to entertain, relax and enjoy the fresh coastal air. A rare bonus is the side yard parking area with room for an RV or boat and full hookups including water, electric and sewer. Located just minutes from the beach, restaurants and everything Morro Bay has to offer, this home is ideal as a full-time residence, weekend getaway or coastal retreat. With panoramic views, a 3.625% assumable rate and valuable RV or boat parking at the new $895,000 price, this is the Morro Bay opportunity you've been waiting for. Buyer to qualify with the lender and verify all loan assumption terms.

$5,954/mo

Est. mortgage payment based on a $895,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
26849157

Interior Features

Bedrooms
3
Bathrooms
2
Fireplace
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.11 Acres

Other Property Details

Garage
Yes
View
Yes
55+/Senior Community
No
MLS provider logo

Listed by Mike Fletes CA DRE# 01917304 with Romeo Echo USA 805-813-2535

Based on information from the California Regional Multiple Listing Service (CRMLS) as of 10/16/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, the Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. Property locations as displayed on any map are best approximations only and exact locations should be independently verified. Any offer of compensation is made only to participants of the MLS where the listing is filed.

©2026 California Regional Multiple Listing Service (CRMLS) all rights reserved.

Data last updated on 10/16/2026 at 2:26 AM UTC Last Checked: 2:26 AM UTC

 

 

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